lock in my variable rate mortgage

Should I Lock in my Variable Rate Mortgage?

Should you lock in your variable rate mortgage is a question that always stirs up some debate and everyone wants a definitive answer. Of course, anyone […]
fixed vs variable

Mortgage Basics: Fixed vs Variable

With so many questions about choosing a Fixed vs Variable Mortgage, here’s a simple list of helpful mortgage facts. The gap between variable rate mortgage and […]
Negative Interest Rates

What do negative interest rates mean to the Real Estate Industry?

I’m sure we’ve all heard the recent talk about negative interest rates and I’ve had many clients ask me how this might affect them. While it’s […]

No recession here?

With all the hubbub around the “recession” announcement yesterday, do you feel any clearer about whether or not we are/were in a recession? While the country […]

Should you break your mortgage?

Once again interest rates have dominated the headlines. First, it was the declining fixed rate. Fixed rates are usually priced off bond markets, independent of what’s […]

What’s up in the Calgary Real Estate & Mortgage Industries?

Despite being on Desjardin’s “Markets to Watch” list in terms of affordability of our housing market, Calgary resale market continues it’s march upwards. Affordability has decreased […]

Forecasts say no move in rates until 3rd quarter 2015, at least!

In an interview this week, Stephen Poloz, the Bank of Canada Governor, said that, even if  employment growth strengthens, the central bank has scope to keep interest […]

Mortgages 101: Prime Rate explained

The best way to learn about mortgages is by talking to an experienced mortgage broker and getting pre-approved before you go house hunting. With a little […]