Mortgage Approval

Mortgage Approval: Can you really afford that mortgage?

Want to obtain a mortgage approval? Remember though, today you want to buy a house: you’re single, with a dog, a decent job and a some […]
Successful Realtor

Habits of Successful Realtors

Whether you’re a Realtor trying to model your business after the “big guys” in your industry or your a home buyer/seller looking to enlist the expertise […]
Down payment

New Down Payment Rule – How does it impact you?

Last week, the Federal Government announced that the minimum down payment for homes priced over $500,000 will increase. Currently, the minimum down payment for a home […]

Have you missed mortgage payments?

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected […]

What’s up with deeply discounted mortgage rates?

When considering a deeply discounted 5-year rate, keep in mind that cheapest isn’t always best. Strangely, we know that’s true when we’re shopping for anything else […]

Don’t get surprised by penalties!

Hopefully by now I’ve taught you that not all mortgages are created equally. Penalties, in particular, are hard to explain to people and many don’t understand or […]

Appraisals made easy!

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market, and those changes impacted property appraisals as well. […]

New poll: Borrowers unmotivated to make extra payments on their mortgage

Compared to even six years ago, today’s interest rates are a steal. The discounted 5-year fixed has tumbled more than 2.25 percentage points in that time. […]

What can we expect from new B-21 Guidelines for Lenders?

This past April, the Office of the Superintendent of Financial Institutions (OFSI) released the draft guidelines for Residential Mortgage Insurance Underwriting Practices and Procedures; or more […]

Why should you consider a reverse mortgage?

Most of my friends, family and colleagues are going through the same thing my husband and I are, aging parents. Most are telling their parents not […]

The growth of private mortgage lending

Getting a mortgage from a bank has become a bit more challenging, especially for those who are self-employed or have some credit challenges – whether the […]

How the Flood has Changed the Real Estate Landscape

Alberta real estate is booming thanks to the province’s strong economy, but the pockets where the flood damage was severe inhabit a completely disparate reality. A […]