five year mortgage rate

Alternatives to a Five Year Mortgage Rate

Did you know that not all mortgage terms are five years and that there are alternatives to a five year mortgage rate? Surprisingly the number one […]
credit after divorce

Credit after divorce

While the recent article in the Financial Post – ‘No safety net’: How a divorce rips a tornado through your finances, and what to do about it […]
fixed rate mortgage versus variable rate mortgage

Should you choose a fixed rate mortgage or a variable rate mortgage today?

The question of fixed rate mortgage versus variable rate mortgage stays the same, but the answer should, and does, change with the changes in the market. […]
Mortgage Approval

Mortgage Approval: Can you really afford that mortgage?

Want to obtain a mortgage approval? Remember though, today you want to buy a house: you’re single, with a dog, a decent job and a some […]
Credit Score

Credit Score: What affects it?

Okay, you’ve worked hard to build up your credit score. You pay all your debts on time, have focused on getting out of debt – maybe […]
Mortgage Penalties

Hidden trap of Mortgage Penalties

This article is older but does a great job of identifying the often hidden traps in mortgage penalties should a “life event” happen and you need to […]
Successful Realtor

Habits of Successful Realtors

Whether you’re a Realtor trying to model your business after the “big guys” in your industry or your a home buyer/seller looking to enlist the expertise […]
Christmas Debt

Christmas Debt: Recovering from the Spending Hangover

As is typical for January, the weather is cooler (albeit this year warmer than is normal!), the days are still short but getting longer and the […]
Forecast 2016

Looking forward to 2016!

This past year we saw many challenges in the housing sector. There were the recent changes to down payment minimums; we saw housing prices increase in […]
Grow your Real Estate business with social media

How to Grow your Real Estate Business through Social Media

It comes as a surprise to most people that I’m an introvert. For those of you who aren’t introverts, you simply can’t understand the energy it […]
Mortgage: How Much Can I Afford

Mortgage: How much can I afford?

The first question home buyers want to ask when they want a mortgage: “how much can I afford”, but the real first steps in buying a house […]
Insure your children

Should you insure your children?

While it’s not a very nice topic, it’s one that many parents are concerned about. As a result, I went to a professional, Lea Basawa with […]