Mortgage Approval

Mortgage Approval: Can you really afford that mortgage?

Want to obtain a mortgage approval? Remember though, today you want to buy a house: you’re single, with a dog, a decent job and a some […]
Christmas Debt

Christmas Debt: Recovering from the Spending Hangover

As is typical for January, the weather is cooler (albeit this year warmer than is normal!), the days are still short but getting longer and the […]
Mortgage: How Much Can I Afford

Mortgage: How much can I afford?

The first question home buyers want to ask when they want a mortgage: “how much can I afford”, but the real first steps in buying a house […]

Home Renovations: Contractor Pricing Lingo

Lately I’ve had a lot of clients musing about home renovations so I thought it prudent to do a piece on hiring a contractor. It can be intimidating, […]

Improving your credit may be easier than you think

As a Mortgage Broker I am often amazed at just how many people don’t understand how credit and credit reporting works. When you do what I […]

Interest Rate Update – Guest Blog by Pat Duggan

Here is a great blog post from a colleague and high school friend in Ontario in response to the Bank of Canada decreasing the overnight lending […]
Calgary Real Estate

What will be the fallout of low oil prices?

Oil is a major economic influence in Calgary, so the recent price drop is worrying. While we believe there may be some immediate term impact on […]

Economy in 2015 good for buying a home!

The outlook for the Canadian economy in 2015 in general is looking rosy. As you know, we are, for the most part, influenced by the US […]

Did the mortgage market do what we thought it was going to do in 2014?

As we all know, predictions and forecasts are all well and good but they usually aren’t worth the paper they are printed on. While I might […]

Should I Refinance My Mortgage?

It’s the holiday season and thinking about your mortgage is likely that last thing on your mind. However, if you’re sitting with a lot of equity […]

What is an assumable mortgage?

Typically, when you sell your home you are, essentially, terminating your financing agreement with your bank or lender so that someone else can take over the […]

What’s up in the Calgary Real Estate & Mortgage Industries?

Despite being on Desjardin’s “Markets to Watch” list in terms of affordability of our housing market, Calgary resale market continues it’s march upwards. Affordability has decreased […]