What’s up with deeply discounted mortgage rates?

When considering a deeply discounted 5-year rate, keep in mind that cheapest isn’t always best. Strangely, we know that’s true when we’re shopping for anything else […]

The ins and outs of Investment Property financing

Buying an investment property is a popular option for individuals looking for different ways to invest their money. Financing an investment property is a little more […]

Why typical mortgage calculators don’t accurately reflect what you can “afford”

In the age of the internet, consumers are a lot more savvy and do a lot of research on their own as the first step in […]

Mortgages and divorce: Know your options

Sadly it’s a reality that while the divorce rate is declining in Canada, a report released in 2012 still claims that 42% of marriages will end […]

To buy or to rent, that is the question

80 % of consumers believe buying a home is a good financial decision, but that doesn’t mean that it’s easy to know when the time is […]

How much does rate matter?

Often times, borrowers are fixated on the mortgage rate because it’s the one aspect of their home financing they know to ask about. It’s important to […]

Struggling with debt?

Too much debt can effect your ability to qualify for a mortgage or loan.  Reducing the amount of debt you have can be a lengthy process […]

What every newcomer to Canada should know about getting a mortgage

If you’re new to Canada, you’ll find the mortgage market is a little different. In order to get you started with the process, here are a […]

Questions to ask your Mortgage Professional

Whether you choose a mortgage broker or a bank here are some questions that you should ask before signing on the dotted line Amortization: Will you […]

What can you expect for closing costs in Alberta when you make a real estate purchase?

When you are buying or selling real estate, there are costs to be paid when the transaction is completed and the title is transferred.  The goal […]

How do I take possession of my new home before the new owners move into my current house?

The answer – bridge financing! If you purchase a new home before your current home sells, you might not have the money needed for the down […]

Thinking about building a home? New construction mortgages

If you’re thinking about building a new home you need to know that new construction mortgages work much differently than a typical residential mortgage.  What we’re […]