Mortgage: How Much Can I Afford

Mortgage: How much can I afford?

The first question home buyers want to ask when they want a mortgage: “how much can I afford”, but the real first steps in buying a house […]

Your road to mortgage freedom

Paying off your mortgage may be the best investment you can make. A survey conducted in 2013 by Canada Mortgage and Housing Corporation (CMHC) found that […]

The ins and outs of mortgage rates

It seems like not a week goes by that a major news story doesn’t rock the Canadian real estate market regarding mortgage rates. While it’s true that […]

US interest rates to rise. What does this mean for Canada?

So before we even talk about the US Federal Reserve warning of pending interest rate hikes, why does what the Fed says matters to Canadian mortgage borrowers? […]

If I have 20% or more to put down on a home purchase, what amortization should I choose?

This is a very common question from home buyers.  Most are gun shy when it comes to 30 and 35 year amortization but in my mind, […]

More changes for the Canadian Mortgage industry?

As a borrower, you are judged on a few things: Debt service ratios – how your total monthly debt payments compare to your gross monthly income […]