Why talk to a Mortgage Broker first?
These days time is precious and having to shop your own mortgage from bank to bank cannot only take a significant amount of time, but can also be very daunting given the wide variety of products. In addition, most people don't know all the right questions to ask.
Updated daily, we see the lowest interest rates and best mortgage products being offered by financial institutions from across Canada and is able to use this knowledge to get you the best mortgage product available.
Because TMG - The Mortgage Group is not associated with any one financial institution, we are not limited in the products we can offer you and can seek out the best lender package to suit your specific situation, whether it's with a Chartered Bank, Trust Company, Credit Union, or Private Funds.
Choosing the wrong mortgage can cost you thousands of extra dollars. We have the knowledge, experience and resources to shop the mortgage market for the best rates and terms.
How can I check on the credibility of TMG - The Mortgage Group?
TMG - The Mortgage Group has a proven track record with well over 20 years experience and 700+ accredited Mortgage Professionals across Canada. In addition, our policies and practices adhere to the 'Ten Principles of Privacy' which comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and corresponding Provincial Privacy Acts.
What does it cost to use TMG - The Mortgage Group?
For the typical residential mortgage there are absolutely no fees passed on to the borrower from the lender. It costs the borrower nothing!
If you decide to accept the offer from the lender, and follow through with the mortgage, there will be some costs associated with the mortgage itself and may include costs for items like: appraisal; legal fees; surveys; inspection etc. These costs are not specific to TMG - The Mortgage Group but are normal expenses associated with mortgages in Canada.
In some cases, when secondary lenders are required to facilitate your mortgage requirements which may be the result of credit concerns or in the case of private or commercial mortgages, brokerage fees may apply. However, you will be made fully aware of any fees prior to your commitment.
Where in Canada can I get a mortgage?
TMG - The Mortgage Group's network of lenders will mortgage properties across Canada.
Who are your Lenders?
TMG - The Mortgage Group network includes the majority of the top respected mortgage Lenders in Canada including Chartered Banks, Credit Unions and Trust Companies. In addition, TMG - The Mortgage Group includes a significant network of private lenders.
What interest rate can I expect with TMG - The Mortgage Group?
TMG - The Mortgage Group surveys Canadian mortgage lenders including Chartered Banks, Trust Companies, Credit Unions and private lenders, to get you the lowest possible mortgage rate available. Our interest rates are posted on our homepage and are updated on a daily basis when required. Find a lower rate? We'd be surprised, but let us know and we would be happy to investigate it.