lock in my variable rate mortgage

Should I Lock in my Variable Rate Mortgage?

Should you lock in your variable rate mortgage is a question that always stirs up some debate and everyone wants a definitive answer. Of course, anyone […]
five year mortgage rate

Alternatives to a Five Year Mortgage Rate

Did you know that not all mortgage terms are five years and that there are alternatives to a five year mortgage rate? Surprisingly the number one […]
fixed rate mortgage versus variable rate mortgage

Should you choose a fixed rate mortgage or a variable rate mortgage today?

The question of fixed rate mortgage versus variable rate mortgage stays the same, but the answer should, and does, change with the changes in the market. […]

The advantage of early renewals

A recent survey by the Canadian Mortgage and Housing Corporation (CMHC) found that 60% of Canadian mortgages were renewed before the scheduled date. Here are two […]

What’s up with deeply discounted mortgage rates?

When considering a deeply discounted 5-year rate, keep in mind that cheapest isn’t always best. Strangely, we know that’s true when we’re shopping for anything else […]

Don’t get surprised by penalties!

Hopefully by now I’ve taught you that not all mortgages are created equally. Penalties, in particular, are hard to explain to people and many don’t understand or […]