Business Plan

REALTORS: The One-Page Business Plan

Are you set for 2017? If you’re not, this simple business plan can be tackled quickly and will keep you on track when referenced throughout the […]

How do you get a mortgage if you’re not the ideal borrower?

If you’re a credit-worthy employee at a Fortune 500 company and don’t have much debt, the mortgage world is your oyster. Banks knock on your door […]

5 Reasons you can’t get a mortgage

It is the sad reality in our business, unfortunately not everyone who applies, no matter how much they want it, qualifies for the mortgage they are […]

Pay more in taxes or qualify for the lowest rate?

As anyone who is self-employed will attest, their goal, and that of their accountant, is for them to personally pay as little tax as possible. I’m […]

What can we expect from new B-21 Guidelines for Lenders?

This past April, the Office of the Superintendent of Financial Institutions (OFSI) released the draft guidelines for Residential Mortgage Insurance Underwriting Practices and Procedures; or more […]

The growth of private mortgage lending

Getting a mortgage from a bank has become a bit more challenging, especially for those who are self-employed or have some credit challenges – whether the […]

Is getting a mortgage harder for the self-employed?

A Business-for-self mortgage is designed for people who are self-employed. If you own a business whether incorporated, limited, or sole proprietor, are an independent contractor, or […]