why don't i qualify

Why don’t I qualify, I earn enough?

You’ve used the online calculators and you might have even gotten pre-approved by your bank, but now you’ve found your dream property! Next step, get approved […]
financing condition

Financing Condition: What is it and why it’s important?

You’ve found the home of your dreams and put in an offer. On the advice of your professional team, your real estate agent and mortgage broker, […]

Breaking News: More changes to mortgage qualification

Big changes announced Monday for the mortgage industry. Effective October 17, homebuyers with less than 20% down, looking for a fixed term of five years or […]
Mortgage: How Much Can I Afford

Mortgage: How much can I afford?

The first question home buyers want to ask when they want a mortgage: “how much can I afford”, but the real first steps in buying a house […]
First Time Homebuyer

How to be a first time homebuyer

As a first time homebuyer there is a lot of excitement but it’s important not to get too wrapped up in the excitement and ensure you do your […]

How do you get a mortgage if you’re not the ideal borrower?

If you’re a credit-worthy employee at a Fortune 500 company and don’t have much debt, the mortgage world is your oyster. Banks knock on your door […]

What does every new homebuyer need to know?

Purchasing a home is a significant financial undertaking for anyone. Before you even look at a single property, there are things every new homebuyer needs to […]

What’s up in the Calgary Real Estate & Mortgage Industries?

Despite being on Desjardin’s “Markets to Watch” list in terms of affordability of our housing market, Calgary resale market continues it’s march upwards. Affordability has decreased […]

Mortgages 101: Prime Rate explained

The best way to learn about mortgages is by talking to an experienced mortgage broker and getting pre-approved before you go house hunting. With a little […]

Did you know there is a difference between a Mortgage Broker and a bank Mortgage Specialist?

I have mistakenly heard a bank employee, who deals in mortgages, referred to as a ‘Mortgage Broker’, but there is a very big difference between a […]

The intricacies of the Mortgage Pre-approval

Last week Canadian Mortgage Trends published an article of the same title as this blog which exposed the misconceptions of realtors and borrowers alike when it […]

How do lenders view your mortgage application?

Have you ever wondered what factors lenders consider to determine if you qualify? Or why it is lenders ask for so much paperwork? Long gone are […]