debt settlement

Debt and Debt Settlement Services

The debt-to-income ratio has hit the headlines again.  This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in […]
Mortgage Renewal

Mortgage Renewal or Refinance – what do you know?

For many people, when they get their mortgage renewal in the mail, they cringe. They either don’t have time to deal with it or feel they […]
Christmas Debt

Christmas Debt: Recovering from the Spending Hangover

As is typical for January, the weather is cooler (albeit this year warmer than is normal!), the days are still short but getting longer and the […]

Have you missed mortgage payments?

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected […]

Surviving in an economy with low oil prices from the perspective of a Calgary Mortgage Broker

When you live in a boom-time province, you’ve got to expect a certain amount of fluctuation in the economy. While most of us appreciated the relief […]

Should I Refinance My Mortgage?

It’s the holiday season and thinking about your mortgage is likely that last thing on your mind. However, if you’re sitting with a lot of equity […]

A solution to refinancing if you don’t qualify in the traditional way

New mortgage rules have definitely had an impact on new home buyers, but those with an existing first mortgage who want to refinance might be in […]

Getting behind on mortgage payments? We can help

There are times in our lives when the unexpected happens and we find it difficult to cope financially. It could be a job loss, an unexpected […]

The growth of private mortgage lending

Getting a mortgage from a bank has become a bit more challenging, especially for those who are self-employed or have some credit challenges – whether the […]

Good Debt vs. Bad Debt – What’s the Difference? by Calgary Mortgage Broker Susan Ashton

If you’ve ever struggled to keep up with all those darn payments-including the credit card and car payments-you’ll want to tune in to this important post! […]

Struggling with debt?

Too much debt can effect your ability to qualify for a mortgage or loan.  Reducing the amount of debt you have can be a lengthy process […]