What not to do once your mortgage is approved

What not to do once your mortgage is approved!

You’re approved for a mortgage, but haven’t taken possession yet – what NOT to do! Okay, so we’ve worked together to secure financing for your mortgage. […]
debt settlement

Debt and Debt Settlement Services

The debt-to-income ratio has hit the headlines again.  This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in […]
debt-income-ratio

Stressing over the debt-to-income ratio? Don’t!

The debt-to-income ratio has hit the headlines again. This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in […]
mortgage free

Mortgage Free sooner!

Good news, it may only take small changes for you to become mortgage free and save thousands of dollars in interest in the process.  In December, […]
Credit Score

Credit Score: What affects it?

Okay, you’ve worked hard to build up your credit score. You pay all your debts on time, have focused on getting out of debt – maybe […]
Budgeting

Budgeting – sounds fun?

Budgeting may not be your favourite subject, but it might just be a necessary part of life in order to ensure that your finances are kept […]
Christmas Debt

Christmas Debt: Recovering from the Spending Hangover

As is typical for January, the weather is cooler (albeit this year warmer than is normal!), the days are still short but getting longer and the […]
Mortgage: How Much Can I Afford

Mortgage: How much can I afford?

The first question home buyers want to ask when they want a mortgage: “how much can I afford”, but the real first steps in buying a house […]

Time for your Mortgage Renewal – make sure you review before you sign!

Is your current mortgage still competitive? Has there been a change in your job or your family situation? Are you up-to-date on what the market is […]

Household debt increasing … but for good things

Canadian households are carrying more debt on average than they were last year but it is generally as the result of “good” spending. A report from […]

How do you get a mortgage if you’re not the ideal borrower?

If you’re a credit-worthy employee at a Fortune 500 company and don’t have much debt, the mortgage world is your oyster. Banks knock on your door […]

Your road to mortgage freedom

Paying off your mortgage may be the best investment you can make. A survey conducted in 2013 by Canada Mortgage and Housing Corporation (CMHC) found that […]