What not to do once your mortgage is approved

What not to do once your mortgage is approved!

You’re approved for a mortgage, but haven’t taken possession yet – what NOT to do! Okay, so we’ve worked together to secure financing for your mortgage. […]
credit after divorce

Credit after divorce

While the recent article in the Financial Post – ‘No safety net’: How a divorce rips a tornado through your finances, and what to do about it […]
Credit Score

Credit Score: What affects it?

Okay, you’ve worked hard to build up your credit score. You pay all your debts on time, have focused on getting out of debt – maybe […]
Budgeting

Budgeting – sounds fun?

Budgeting may not be your favourite subject, but it might just be a necessary part of life in order to ensure that your finances are kept […]
Christmas Debt

Christmas Debt: Recovering from the Spending Hangover

As is typical for January, the weather is cooler (albeit this year warmer than is normal!), the days are still short but getting longer and the […]

How do you get a mortgage if you’re not the ideal borrower?

If you’re a credit-worthy employee at a Fortune 500 company and don’t have much debt, the mortgage world is your oyster. Banks knock on your door […]

Improving your credit may be easier than you think

As a Mortgage Broker I am often amazed at just how many people don’t understand how credit and credit reporting works. When you do what I […]

15 Canadian Personal Finance Blogs to follow in 2015

No matter what your financial plans are for 2015 – to get out of debt, max out your tax-free savings account, top up your emergency fund, save […]

5 Reasons you can’t get a mortgage

It is the sad reality in our business, unfortunately not everyone who applies, no matter how much they want it, qualifies for the mortgage they are […]

The growth of private mortgage lending

Getting a mortgage from a bank has become a bit more challenging, especially for those who are self-employed or have some credit challenges – whether the […]

What you need to know about Rent to Own programs in Canada

What is a rent to own home? It’s pretty much exactly as it sounds. It’s where an investor, or homeowner, rents out their property to a […]

Understanding Your Credit Report

A credit report is a history of how consistently you pay your financial obligations. It is created when you first borrow money or apply for credit and is built over […]