financing condition

Financing Condition: How long should it be?

Most real estate offers include a financing condition, which allows time for the buyer to obtain the necessary financing to complete the purchase. Financing conditions dates […]
mortgage stress test

Mortgage Stress Test: New Rule Changes?

Just when you thought it was safe … The Office of the Superintendent of Financial Institutions (OSFI) is at it again! They have proposed new mortgage […]
First-Time-Home-Buyer

First-time home buyer: Things to consider

I’m sure you’ve heard it before, but buying a home is one of the biggest financial and lifestyle decisions you will ever make. As your Mortgage […]
What not to do once your mortgage is approved

What not to do once your mortgage is approved!

You’re approved for a mortgage, but haven’t taken possession yet – what NOT to do! Okay, so we’ve worked together to secure financing for your mortgage. […]
why don't i qualify

Why don’t I qualify, I earn enough?

You’ve used the online calculators and you might have even gotten pre-approved by your bank, but now you’ve found your dream property! Next step, get approved […]
home-valuation

Home Valuation: How much is your home really worth?

For most Canadians, the home is not simply a sentimental space to raise a family, but is retirement, lifestyle, and economic security. The value of your […]
home-renovation

Home Renovation Tips

Home renovations have been a growing trend for Canadian homeowners, considering the transaction costs involved in selling and re-buying real estate! Motivations for home renovations vary: […]
Real-Estate-Appraisal

Real Estate Appraisal: Why do I need one?

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market. These changes have impacted property appraisals as well. Conventional […]
new to canada

New Canadian Mortgage: What do you need to know?

 If you know a Permanent or Temporary Canadian Resident who is considering buying a home, have them call me to discuss details before you start showing […]
Principal Residence Exemption

Principle Residence Exemption Tax Impact

On October 3, 2016, the Government announced multiple changes to mortgage qualification. One of these changes was a change to the Canada Revenue Agency’s reporting requirements […]
vacation or second property

Buying a Vacation or Second Property?

Thinking about owning a cottage at the lake, a condo on the ski hill/golf course or are your kids going to school in another city and […]
down payment

What’s the ideal down payment amount?

Is a 20 per cent down payment on your new home really going to get you the best interest rate? As a homeowner, it’s likely that your home […]