mortgage free

Mortgage Free sooner!

Good news, it may only take small changes for you to become mortgage free and save thousands of dollars in interest in the process.  In December, […]
Mortgage: How Much Can I Afford

Mortgage: How much can I afford?

The first question home buyers want to ask when they want a mortgage: “how much can I afford”, but the real first steps in buying a house […]

Your road to mortgage freedom

Paying off your mortgage may be the best investment you can make. A survey conducted in 2013 by Canada Mortgage and Housing Corporation (CMHC) found that […]

Should you break your mortgage?

Once again interest rates have dominated the headlines. First, it was the declining fixed rate. Fixed rates are usually priced off bond markets, independent of what’s […]

New poll: Borrowers unmotivated to make extra payments on their mortgage

Compared to even six years ago, today’s interest rates are a steal. The discounted 5-year fixed has tumbled more than 2.25 percentage points in that time. […]

If I have 20% or more to put down on a home purchase, what amortization should I choose?

This is a very common question from home buyers.  Most are gun shy when it comes to 30 and 35 year amortization but in my mind, […]

More changes for the Canadian Mortgage industry?

As a borrower, you are judged on a few things: Debt service ratios – how your total monthly debt payments compare to your gross monthly income […]