why don't i qualify

Why don’t I qualify, I earn enough?

You’ve used the online calculators and you might have even gotten pre-approved by your bank, but now you’ve found your dream property! Next step, get approved […]
Calgary Mortgage Rates

Calgary Mortgage Rates are on the Rise!

As expected, the Calgary market continues its slow recovery. There is more inventory, more sales and the benchmark price is rising both month over month and […]
home-valuation

Home Valuation: How much is your home really worth?

For most Canadians, the home is not simply a sentimental space to raise a family, but is retirement, lifestyle, and economic security. The value of your […]
Client Appreciation Events

Client Appreciation Events: Use them to build your business

Client appreciation events can be a cost-effective way to stay in contact with the people they know and increase the likelihood of referrals.  As is very eloquently […]
debt settlement

Debt and Debt Settlement Services

The debt-to-income ratio has hit the headlines again.  This time the ratio rose to 167.3 % in the fourth quarter of 2016 compared to 166.8% in […]
home-renovation

Home Renovation Tips

Home renovations have been a growing trend for Canadian homeowners, considering the transaction costs involved in selling and re-buying real estate! Motivations for home renovations vary: […]
Real-Estate-Appraisal

Real Estate Appraisal: Why do I need one?

Changes in mortgage rules for home buyers and insurers certainly have had an impact on the housing market. These changes have impacted property appraisals as well. Conventional […]
new to canada

New Canadian Mortgage: What do you need to know?

 If you know a Permanent or Temporary Canadian Resident who is considering buying a home, have them call me to discuss details before you start showing […]
Calgary Real Estate

Calgary Real Estate Market Showing Stability

Real Estate Update Single family and attached home activity is humming along this spring! Attached properties (ie. duplexes and row houses) are seeing the biggest shift […]
Principal Residence Exemption

Principle Residence Exemption Tax Impact

On October 3, 2016, the Government announced multiple changes to mortgage qualification. One of these changes was a change to the Canada Revenue Agency’s reporting requirements […]
vacation or second property

Buying a Vacation or Second Property?

Thinking about owning a cottage at the lake, a condo on the ski hill/golf course or are your kids going to school in another city and […]
facebook referrals

Grow your referrals: Get more business from Facebook!

There’s a lot of contradicting information out there about how to engage your network on social media, more specifically Facebook. How do you know what’s the […]