2014 Financial Goal: Get out of debt!

Well happy New Year all! 2013 was a rough year financially for my family. Between unexpected emergency vet bills and the flood, we took on consumer […]

To buy or to rent, that is the question

80 % of consumers believe buying a home is a good financial decision, but that doesn’t mean that it’s easy to know when the time is […]

Protecting yourself against identity theft and real estate fraud

Most people don’t even consider real estate fraud when they buy a new home so I wanted to take a moment and talk about how real estate fraud […]

Mortgage stats and you

Amortizations are falling, rate discounts are increasing and consumers have flocked to fixed rates. Those are a few of the trends found in the Canadian Association […]

Home Buyers’ Plan may help with a down payment

According to the recent CAAMP stats, 57% of those who purchased a home in 2013 were first time buyers.  The biggest challenge most first time buyers […]

How much does rate matter?

Often times, borrowers are fixated on the mortgage rate because it’s the one aspect of their home financing they know to ask about. It’s important to […]

Naughty or nice? Keeping your holiday spending on track

Holidays can be hard on the wallet. It’s easy to get caught up in the warm feelings of the season and overspend. But with a little […]

Doing business in return for hugs?

I recently read a column online by a realtor in Ontario – “start selling for the hugs”. It started with “one of the best moments of […]

Are more changes coming?

It’s quickly becoming old news – that the Bank of Canada (BoC) is maintaining its overnight rate at 1%. In its last announcement, on October 23rd, there […]

Struggling with debt?

Too much debt can effect your ability to qualify for a mortgage or loan.  Reducing the amount of debt you have can be a lengthy process […]

What every newcomer to Canada should know about getting a mortgage

If you’re new to Canada, you’ll find the mortgage market is a little different. In order to get you started with the process, here are a […]

Keeping you PINs and passwords safe

With November being financial literacy month, I thought I should do a little series as a proponent for good money management and wanting to help clients better understand […]