Should you buy a new home before you’ve sold your existing?

Juggling the sale of one home with the search for another is tricky. List your home too soon, and you risk being homeless. Wait too long, […]

What’s up with deeply discounted mortgage rates?

When considering a deeply discounted 5-year rate, keep in mind that cheapest isn’t always best. Strangely, we know that’s true when we’re shopping for anything else […]

Budgeting 101

A budget is a plan, an outline of your future income and expenditures that you can use as a guideline for spending and saving. Only 47 […]

Improving your credit may be easier than you think

As a Mortgage Broker I am often amazed at just how many people don’t understand how credit and credit reporting works. When you do what I […]

US interest rates to rise. What does this mean for Canada?

So before we even talk about the US Federal Reserve warning of pending interest rate hikes, why does what the Fed says matters to Canadian mortgage borrowers? […]

15 Canadian Personal Finance Blogs to follow in 2015

No matter what your financial plans are for 2015 – to get out of debt, max out your tax-free savings account, top up your emergency fund, save […]

What does every new homebuyer need to know?

Purchasing a home is a significant financial undertaking for anyone. Before you even look at a single property, there are things every new homebuyer needs to […]

5 Reasons you can’t get a mortgage

It is the sad reality in our business, unfortunately not everyone who applies, no matter how much they want it, qualifies for the mortgage they are […]
home-renovation

Renos that make sense

We all want our homes to look great. You know about regular maintenance but you might also want to renovate that tired bathroom or dated kitchen, […]

Canadian housing market to remain stable

TD released it’s Regional Housing Report yesterday and here are some of the highlights:  Overall Canadian housing market conditions are expected to remain stable over the […]

Benjamin Tal of CIBC addresses low oil prices

This recent update from Benjamin Tal, Deputy Chief Economist of CIBC World Markets Inc., recently had this to say about the drop in oil prices. The […]

Should you break your mortgage?

Once again interest rates have dominated the headlines. First, it was the declining fixed rate. Fixed rates are usually priced off bond markets, independent of what’s […]